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Privacy Policy

What we collect, why, and your rights.

Last updated: October 10, 2026. nonqmrates.com is a marketing website of Vision One Mortgage, Inc. (NMLS #7861) ("we," "us"). This policy explains what information we collect and how we use it.

Information we collect

  • Information you provide: when you submit a form, quiz, or contact request — name, phone number, email address, and loan-scenario details (program of interest, property state, message).
  • Information collected automatically: cookies and similar technologies, including Google Analytics 4 and the Meta Pixel, which record pages visited, device and browser information, and general location.

How we use it

We use your information to respond to your inquiry, provide mortgage information, and — where you have consented — to call or text you about our programs. Submitting a form with your phone number is your consent to receive calls and texts (including by automated means) from Vision One Mortgage, Inc. (NMLS #7861), the lender that powers NonQM Rates. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to opt out of texts at any time; reply HELP for help.

Sharing

We share information with service providers that operate our website and customer-relationship systems (for example, our CRM), and when required by law. We do not sell your personal information.

California privacy rights

California residents may request to know, delete, or correct the personal information we hold about them, and may opt out of any sale or sharing of personal information (we do not sell it). Email loans@nonqmrates.com to make a request.

Cookies

We use Google Analytics 4 and the Meta Pixel to understand site usage and measure advertising. You can block cookies in your browser settings; the site will still work.

Security and retention

We use reasonable safeguards to protect your information and keep it only as long as needed for the purposes above or as required by law.

Children

This site is not directed to children under 13, and we do not knowingly collect their information.

Contact

Vision One Mortgage, Inc., NMLS #7861 · 13821 Newport Ave. #110, Tustin, CA 92780 · (949) 241-9489 · loans@nonqmrates.com

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